We are seeking an experienced Senior Middle Market Underwriter. The ideal candidate will possess strong analytical skills, excellent attention to detail, and a thorough understanding of underwriting principles. The Middle Market Underwriter will play a crucial role in evaluating and assessing risks associated with middle-market insurance policies, ensuring profitability and compliance with company guidelines.

Salary

• $140,000 to $195,000+/year total compensation(based on experience)
• Annual bonus potential
• Full medical benefits

Job Description

• Underwrite new and renewal middle market commercial accounts across assigned lines of business (Property, Casualty, Package, etc.).
• Analyze risk characteristics and determine acceptability, pricing, and coverage options.
• Collaborate with brokers and agents to negotiate terms, build relationships, and develop profitable business opportunities.
• Maintain a profitable book of business in accordance with company guidelines and underwriting authority.
• Identify cross-sell and account rounding opportunities within existing accounts.
• Provide mentorship and guidance to junior underwriters or underwriting assistants as needed.
• Monitor industry trends and contribute to underwriting strategy and product development.
• Ensure compliance with internal underwriting guidelines, regulations, and file documentation standards.

Requirements

• Bachelor’s degree or equivalent industry experience.
• Minimum 3–5 years of commercial underwriting experience, with a focus on middle market risks.
• Strong knowledge of underwriting principles, coverage forms, rating methodologies, and market dynamics.
• Experience with broker distribution in the regional or national market.
• Excellent analytical, negotiation, and communication skills.
• Proven ability to manage a high-volume workflow while maintaining attention to detail.
• Proficiency in underwriting systems and Microsoft Office Suite.
• Professional designations such as CPCU, AU, or ARM are a plus.

#LI-MW1