Senior Claims Examiner
Job description
Job Title: Senior Claims Examiner
Location: Nassau County, NY
Company: National Insurance Brokerage
Position Summary:
The Senior Claims Examiner plays a key role in managing general liability claims for self-insured and high-touch clients. This individual exercises independent judgment and discretion in daily responsibilities, serving as a dedicated client advocate and strategic liaison between insureds and carriers. The position is essential to maintaining strong client relationships and driving claims toward timely and equitable resolution.
Essential Functions & Responsibilities:
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Serve as a consistent advocate and point of contact between clients and insurance carriers
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Manage all aspects of assigned claims from inception through resolution, including investigation, evaluation, and negotiation
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Review and assess bodily injury and property damage claims
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Conduct interviews with insureds, claimants, and witnesses to gather facts and document findings
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Analyze medical records and identify coverage issues
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Prepare detailed claims reviews for open files and present findings during client meetings
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Maintain and monitor active claims diaries to ensure timely updates and resolution
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Adjust reserves as appropriate and manage claim settlement strategies
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Review vendor invoices to ensure compliance with billing guidelines
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Communicate proactively with insureds, carriers, legal counsel, and other stakeholders throughout the claims lifecycle
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Support internal team members by providing guidance on claim submissions and applicable lines of business
Supervisory Responsibilities:
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No direct supervisory responsibilities
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Acts as a resource and mentor to Claims Administrators and junior staff regarding claim processes and best practices
Qualifications & Required Skills:
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Proven experience handling general liability claims for Commercial Lines Insurance
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Exceptional knowledge of claims handling practices, coverage evaluation, and resolution strategy
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Strong analytical, decision-making, and problem-solving skills
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Excellent verbal and written communication abilities
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Client-focused mindset with the ability to advocate and manage complex claim situations
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Strong organizational and time management skills
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Proficiency in Microsoft Outlook, Excel, and Word
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Ability to work independently while also collaborating effectively within a team
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Professional, goal-oriented, and solutions-driven
Preferred Experience:
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Prior experience working in a national insurance brokerage or with self-insured programs
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Experience in multi-jurisdictional claims and large loss management
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Familiarity with claims systems and analytics tools
Compensation:
Competitive salary commensurate with experience, plus benefits.
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