Job description
Seeking an experienced Senior Homeowner Property Insurance Underwriter. In this role, you will be responsible for evaluating and underwriting homeowner property insurance policies, ensuring adherence to company guidelines and risk management standards. The ideal candidate will have a deep understanding of homeowner property insurance products, strong analytical skills, and the ability to make sound underwriting decisions to support business growth and profitability.
Compensation:
- $75,000 - $80,000/year (based on experience)
- Annual bonus potential
- Pension Plan
- Comprehensive benefits package
- Flex schedule and ability to work remotely
Requirements:
- Bachelor’s degree in Insurance, Business, Finance, or a related field.
- 5+ years of experience in homeowner property insurance underwriting.
- Strong knowledge of homeowner insurance products, coverages, and industry regulations.
- Excellent analytical, decision-making, and problem-solving skills.
- Proficient in underwriting systems and Microsoft Office Suite.
- Strong communication and negotiation skills.
- Ability to manage multiple priorities and work independently in a fast-paced environment.
Job Responsibilities:
- Evaluate and underwrite new and renewal homeowner property insurance policies within assigned authority levels.
- Analyze risk exposure, coverage needs, and financial impact to determine appropriate terms, pricing, and conditions.
- Collaborate with agents and brokers to gather additional information and clarify policy details.
- Ensure compliance with underwriting guidelines, state regulations, and company standards.
- Monitor industry trends and adjust underwriting strategies to maintain competitiveness.
- Provide technical guidance and training to junior underwriters and support staff.
Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer's discretion.
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