Commercial Underwriter

 

Position Overview
The Commercial Underwriter is responsible for underwriting new and renewal business, processing endorsements, and re-underwriting existing commercial accounts. This role involves maintaining strong relationships with agency partners, supporting growth and profitability objectives, and ensuring underwriting decisions align with established guidelines.

 

Responsibilities

• Review incoming applications, binders, and correspondence to determine compliance with underwriting criteria.
• Approve or decline risks in accordance with guidelines.
• Communicate with agency partners regarding new business, renewals, endorsements, rates, inspections, and underwriting recommendations.
• Process, rate, and underwrite new submissions, endorsements, and re-underwritten accounts.
• Support underwriting leadership by suggesting improvements to procedures, guidelines, and manuals, and assisting with training initiatives.
• Deliver presentations on underwriting topics and participate in agency meetings when needed.
• Assist in achieving growth and profitability goals by analyzing agency performance, recommending action plans, and participating in reviews.
• Provide training to agency personnel on products, rating methods, and systems.
• Contribute to product development and testing initiatives.
• Perform additional duties as assigned.

 

Qualifications

• Bachelor’s degree and/or relevant business experience (minimum of 2 years preferred).
• Professional designations or coursework in commercial underwriting (e.g., AINS) preferred but not required.
• Strong analytical, communication, and interpersonal skills.
• Proficiency in commercial lines underwriting procedures and insurance policy forms.
• Ability to work independently with minimal supervision.
• Strong computer skills and accuracy in data processing.

 

Compensation Package

• Compensation: Between $70K-$100K (based on experience).
• Competitive benefits package, paid time off, professional development opportunities, etc.

 

Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer's discretion.

 

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